Buy Here Pay Here with 0% Interest!
- NO INTEREST CHARGES!
- NO references!
-  NO  hidden fees!
NO credit check!

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We do Buy Here Pay Here Different!

If you need a car and you've got a down payment then you're leaving with a car!  Our financing programs have VERY basic requirements.  Give us a call with any concerns about meeting our requirements!

The market has changed a lot in the past few years and we've adjusted our business model to deal with it.  Prices are crazy, cars can be hard to find, and interest rates are rising.

We offer two types of INTEREST FREE FINANCING.  

1) Short Term financing (less expensive cars NO INSURANCE REQUIRED!)

2) Standard financing (more expensive cars INSURANCE REQUIRED)

We have to ask for a larger down payment than you may see elsewhere. But our cars pay off quicker too with weekly payments of $75 or $100.  No interest, and no inflated prices just because you're at a Buy Here Pay Here Lot.

SHORT TERM

ZERO INTERST FINANCING

1) Your ID (Any Government issued ID)

2) Your CASH down payment

3) Proof of residence (Water bill, light bill, something like that)

4) Proof of income (check stub, bank statement, something like that)

STANDARD

ZERO INTEREST FINANCING

1) Your ID (Any Government issued ID)

2) Your CASH down payment

3) Proof of residence (Water bill, light bill, something like that)

4) Proof of income (check stub, bank statement, something like that)

5) Texas full coverage insurance with Buxton Auto as     your recorded lienholder.

6) Minimum income $2000 / month.

Figure Your Payment

Here's an example of how to figure your payment!

Vehicle Purchase Price                                                                                $4000.00

Your down payment (Due when vehicle delivers)                               - $1500.00

Dealer Document Fee                                                                                 +$  100.00

Amount left to finance:                                                                               =$2600.00

Weekly payments due every Saturday                                                  $    $75  (34.66 weeks of payments)

Title transfer fee, registration fees, other state fees                           $ 134.75

Sales Tax (all vehicles) 6.25% of purchase price                                  $ 258.42  (Multiply .0625 x vehicle purchase price)

Total price for all registration fees due within 21 days                        $ 393.17

So to recap you would put $1500 down and be able to drive home.  (If your purchase requires proof of insurance you WILL have to provide that before the vehicle leaves)  You would have a one time charge of $393.17  to cover the tax, title, license and registration fees on the vehicle.  This will get you a new license plate good for a year.  And your weekly payment  due on Saturday will last for 35 weeks.

We understand that our down payments are higher than our competition.  But our goal is not to sell to the $500 down and high interest payments forever customer.  We are selling to customers that have some money saved for a car or who want to take advantage of our program and get a little better car than they had originally considered. By getting a nice down payment where our customers are invested in their vehicles it keeps our repossessions very low enabling us to offer 0% interest so people can get that car paid off quickly and be out of debt!